Payment Policy

At Homvista, we are committed to providing a secure, transparent, and seamless checkout experience. This Payment Policy outlines the payment methods we accept, how your transactions are processed, and our pricing structure.

1. Accepted Payment Methods

We accept major credit cards and secure digital wallets through our Shopify-powered checkout. You can pay for your order using any of the following methods:

• Visa
• Mastercard
• American Express
• Discover
• PayPal
• Apple Pay
• Google Pay
• Shop Pay

Please note that we do not accept cash on delivery (COD), money orders, personal checks, or direct bank transfers. You must use one of the approved payment methods listed at checkout.

2. Currency

All prices on the Homvista store are displayed and processed in U.S. Dollars (USD). If you are browsing from outside the United States, please be aware that your bank or credit card provider may apply a currency conversion rate or foreign transaction fee, though we currently only ship within the contiguous United States.

3. Taxes and Shipping Costs

We believe in transparent pricing with no hidden fees.

• Shipping: We offer Free Express Shipping on eligible orders within the contiguous United States. If any shipping charges apply to your specific order, they will be clearly displayed before you enter your payment details.
• Taxes: Applicable sales tax is calculated automatically at checkout based on your shipping address and state regulations. The total amount, including any taxes, will be clearly shown before you finalize your purchase.

4. Secure Checkout

Your security is our top priority. Our store is hosted on Shopify, which provides a highly secure, Level 1 PCI DSS-compliant checkout process.

All transactions are protected by 256-bit SSL (Secure Socket Layer) encryption. Homvista does not process, capture, or store your full credit card number or sensitive payment details on our own servers. All payment data is handled securely by our certified payment gateways.

5. Billing and Order Confirmation

Your chosen payment method will be charged immediately upon placing your order. Once your payment is successfully processed, you will receive an order confirmation email containing your receipt and order details. If your payment is declined, the order will not be placed, and you will be notified at checkout.

6. Fraud Prevention

To protect our customers and our business, all transactions are subject to fraud analysis. If our payment system flags an order as potentially fraudulent, we reserve the right to delay processing, request additional verification, or cancel and refund the order. Please ensure your billing address matches the address associated with your credit card to avoid delays.

7. Contact Information

If you experience any issues during checkout or have questions about a charge on your statement, please contact our support team:

• Store Name: Homvista
• Legal Business Name: SWTMAIN LLC
• Business Address: 30 N GOULD ST STE R, SHERIDAN, WY 82801, United States
• Email: support@homvista.com
• Phone: +1 (307) 527-0271
• Customer Service Hours: Monday–Friday, 9:00 AM–5:00 PM Eastern Time